Microsoft Copilot

FreemiumAI Chatbots & Assistants

Microsoft's AI companion built into Windows, Edge, and Microsoft 365.

Bq By Benchquill Editorial Team ·Updated June 2026 ·How we rate

Microsoft Copilot is Microsoft's consumer and enterprise AI assistant, embedded across Windows, Edge, Bing, and Microsoft 365 apps like Word, Excel, Outlook, and PowerPoint. The free tier handles chat, web search, coding help, and image generation via Designer, while premium AI features now come bundled with Microsoft 365 Premium for individuals (the standalone $20 Copilot Pro was retired in late 2025, with support ending August 2026). For organizations, Microsoft 365 Copilot adds AI directly into business workflows at $30/user/month.

Key features

  • Built into Windows, Edge, and Microsoft 365 apps
  • AI assistance in Word, Excel, Outlook, and PowerPoint
  • Image generation via Designer
  • Web search and everyday chat on the free tier
  • Copilot Voice and Vision features
  • Enterprise-grade data protection for business tiers

Pros & cons

Pros

  • Deep, native integration with Office and Windows
  • Capable free tier for everyday tasks
  • Strong enterprise data-protection and admin controls

Cons

  • Confusing plan changes (Copilot Pro retired, folded into M365 Premium)
  • Standalone chatbot quality trails ChatGPT/Claude
  • Best value requires a Microsoft 365 subscription

Microsoft Copilot pricing

Microsoft Copilot uses a freemium pricing model, with paid plans from Free; Microsoft 365 Premium ~$19.99/mo; M365 Copilot $30/user/mo (business). A free tier lets you test it before committing.

Who should use Microsoft Copilot?

Microsoft Copilot is best suited for Microsoft 365 and Windows users who want AI assistance inside the Office apps they already use. It earns its place for deep, native integration with Office and Windows — though it's worth weighing the trade-off that confusing plan changes (Copilot Pro retired, folded into M365 Premium).

Comparing options? See our best ai chatbots & assistants tools guide, or browse every ai chatbots & assistants tool tracked on Benchquill.

Microsoft Copilot FAQ

Is Microsoft Copilot free?

Microsoft Copilot is freemium. Pricing starts at Free; Microsoft 365 Premium ~$19.99/mo; M365 Copilot $30/user/mo (business).

What is Microsoft Copilot best for?

Microsoft Copilot is best for Microsoft 365 and Windows users who want AI assistance inside the Office apps they already use.

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